Enterprise

Built for multi-location

Built for platforms, ISOs, franchises, and multi-location operators who need more than a standard merchant account.

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Who it's for

Built for organizations at scale

Platforms

Embed payments into your software and monetize every transaction customers process.

ISOs & resellers

Build a residual-generating portfolio with full back-office tools and white-label options.

Franchises

Standardize payments across hundreds of locations with centralized reporting and controls.

Multi-location operators

Manage every MID, terminal, 
and deposit from a single 
unified dashboard.

Who it's for

The infrastructure serious operations need

Orchestration

Intelligent routing across every processor

Route transactions dynamically to maximize approval rates and minimize costs. No code required — rules-based or AI-driven, your choice.

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Risk

Enterprise-grade risk management and dispute handling

Real-time VAMP monitoring, chargeback alerts, and fraud prevention built for high-volume operations. Stay below thresholds automatically.

Explore risk tools
Embedded payments

Monetize payments inside your own platform

White-label checkout, hosted fields, and split-settlement so your customers pay through you — and you earn on every transaction.

See embedded payments
Reporting

Full visibility across every MID and location

Consolidated reporting for deposits, residuals, batch settlements and chargebacks — across every entity in your portfolio, in real time.

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Security & compliance

Infrastructure you can stake your business on

Security built in at every layer — not bolted on after the fact.

Lumino connects businesses to established processing, gateway, banking, and compliance partners, while reducing complexity across payments, reporting, onboarding, and risk visibility.

View security overview
Implementation support

From signed to processing 
same-day, not months

A dedicated team guides you through every step — so nothing falls through the cracks.

Onboarding

Dedicated implementation manager, 
merchant setup, MID provisioning and 
team training — all handled for you.

Migration

We handle the technical lift — processor migration, terminal configuration, 
integration testing and data transfer.

Go-live

Live monitoring during launch, 24/7 
enterprise support line, and quarterly 
business reviews built into your plan.

Let's build together

Let's build together.

Talk to a specialist or explore the platform on your own.

Contact Enterprise Sales
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