Solutions

Your problem has a solution

Payments, POS, and commerce tools tailored to your industry — not a one-size-fits-all solution.

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Solutions

What's your challenge?

Each solution targets a specific problem. No bundles, no generics.

Reduce processing fees

Analyze your payment mix and cut unnecessary costs.

Dual pricing

Flat rate

Interchange

Accept payments online

Manage checkout, invoices and subscriptions in one place.

Checkout

Payment links

Subscriptions

High-ticket payments

Built for agencies, consultants and large transactions.

BNPL

Payment plans

Card-on-file

Recurring payments

Automate memberships, retainers and payment plans.

Memberships

Retainers

Card-on-File

Chargeback & dispute management

Stay protected with alerts and real-time monitoring.

VAMP

Alerts

Disputes

Faster merchant onboarding

Stay protected with alerts and real-time monitoring.

ISOs

Alerts

Platforms

Payment plan management

Stay protected with alerts and real-time monitoring.

Installments

In-house

Partner-led payments

Embed and monetize payments inside your platform.

Agencies

SaaS

Embedded

Most popular

The two solutions that drive the most impact

Top solution
Cut your fees instantly
with dual pricing
Monthly volume$320,000
Standard processing
$11,200
$320K × 3.5% / mo
Lumino dual pricing
$0
0% processing fees
Estimated monthly savings
$320K × 3.5%
+ $11,200
$134,400 / year
High demand
Protection from
chargebacks & VAMP
Who it's for

Find your use case

Each vertical has its own pain points. These solutions are built to address them directly.

Learn More

Coaches & course creators

High-ticket checkout, BNPL installments, and subscription billing for programs and memberships.

Restaurants & hospitality

Integrated POS, dual pricing, tip management, and loyalty — built for high-volume service.

E-commerce

Shopify and WooCommerce integrations, VAMP monitoring, and multi-MID management for online stores.

Agencies & consultants

Recurring retainers, high-ticket payment links, and card-on-file for professional services.

Home services

Field payments, mobile terminals, invoicing, and card-on-file for on-site service businesses.

SaaS & platforms

Embedded payments, revenue share, and white-label checkout for software companies.

Comparisons

Evaluating your options?

Honest, factual comparisons. No unsubstantiated claims.

Let's build together

Don't see your use case?

Talk to a specialist and we'll build a tailored solution for your business.

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